The new year brings an important opportunity for Virginia residents to secure their health insurance coverage. The Virginian open enrollment period for 2025 has begun. You can now explore your options through the state’s official health insurance marketplace at Marketplace.Virginia.gov. Understanding Open Enrollment in Virginia Open enrollment is the special enrollment period when you can […]
Changes to the Social Security Attorney Fees Cap
If you’re considering applying for Social Security Disability benefits, understanding attorney fees is crucial. Recent changes to the Social Security fee cap makes this a good time to learn about how these fees work and how they might affect your case. The New Disability Attorney Fee Cap: What’s Changing? Starting November 30, 2024, the Social […]
Plan Ahead: When Does SSDI Convert to Retirement Benefits?
Understanding when Social Security Disability Insurance (SSDI) converts to retirement benefits can be confusing. SSDI is strictly for disabled workers, while retirement benefits are for people who have retired from the workforce. At O’Neil and Bowman Disability Group, we help clients throughout the Mid-Atlantic region understand what to expect as they near retirement age. Let’s […]
2025 Social Security COLA Increase: What You Need to Know
As we look forward to 2025, it’s important to understand how changes to Social Security benefits may affect you. One key aspect is the Cost of Living Adjustment (COLA). Current 2025 COLA estimates for Social Security suggest there could be significant changes coming for those receiving disability benefits. In this article, we’ll explain what COLA […]
The 5 Step Disability Determination Process
Living with a disability can significantly impact your life, making everyday tasks challenging and work responsibilities impossible. Many disabled individuals require financial assistance to manage health and living expenses. Social Security Disability (SSD) benefits offer crucial support, but securing these benefits can be difficult. The Social Security Administration (SSA) has a rigorous evaluation process. This […]
What Are the SSA Grid Rules for Disability Benefits?
How Age Affects SSDI Disability Applications Navigating the complexities of Social Security Disability Insurance (SSDI) can be daunting. The Social Security Administration (SSA) understands that a person’s work capability is influenced by more than just their physical health. When applying for SSDI, the SSA also measures factors such as an individual’s educational background and […]
How to Win A Disability Reconsideration
Social Security Disability benefits are federal financial assistance provided to disabled individuals who are unable to support themselves due to their disability. Unfortunately, the Social Security Administration (SSA) has a stringent application process in place to prevent fraudulent claims. Due to the complexity of the filing process, many claimants who are legitimately disabled are denied […]
How to Get Money While Waiting for Disability
How Long Does it Take to Get Social Security Disability? As of December 2022, the Social Security Administration (SSA) notified those awaiting disability benefits determinations that wait times had increased exponentially due to staffing shortages, lack of funding, and a backlog of disability claims that had accumulated during the pandemic. The customary wait time which […]
Return to Work Programs for SSDI Recipients
SSDI and Going Back to Work Many people who receive Social Security Disability benefits are able to return to work after a recovery period. However, for individuals who wish to return to work but are still struggling with their disability on a daily basis, surrendering their benefits to seek employment can be nerve-racking. If a […]
Representative Payee Annual Accounting Responsibilities
What is A Representative Payee? A representative payee is an individual or organization that is responsible for distributing Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) payments on behalf of a recipient who cannot or is not legally able to manage these funds. The role of a representative payee is to intelligently and […]
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